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Payouts

Limits and cut-offs for Transfers that pay out to a bank account, by currency and payment rail.

Individual and Business show which customer types can send a payout on that rail. POBO (payment on behalf of) means the beneficiary sees your customer as the payer; otherwise the payout shows Stables or our payment partner as the payer. Limits in USD apply to payouts in any currency, converted at the time of the quote. Where a rail has its own maximum in the local currency, that maximum applies instead. See Limits for how limits work.

Local payouts

CurrencyDestinationRailIndividualBusinessPOBOMinimumMaximum per payoutMonthly limitCut-off
AEDUnited Arab EmiratesIPP (instant)YesYesYes20 USD50,000 AED• Individual: 200,000 USD
• Business: 1,000,000 USD		24/7
AEDUnited Arab EmiratesUAEFTSYesYesYes50,000 AED40,000,000 AED• Individual: 200,000 USD
• Business: 1,000,000 USD		Business days, cut-off 8:45 PM UAE time
ARSArgentinaBank transferYesNoNo20 USD13,500,000 ARS200,000 USD-
AUDAustraliaNPP (BSB and account number)YesYesYes15 AUD• Individual: 50,000 USD
• Business: 250,000 USD		• Individual: 200,000 USD
• Business: 1,000,000 USD		24/7
AUDAustraliaPayIDYesYesYes15 AUD• Individual: 50,000 USD
• Business: 250,000 USD		• Individual: 200,000 USD
• Business: 1,000,000 USD		24/7
CADCanadaLocal bank transfer (EFT)NoYesYes10 USD250,000 USD1,000,000 USDBusiness days
CNYChinaCNAPS - physical goodsNoYesNo20 USD600,000 CNY1,000,000 USDNo cut-off
CNYChinaCNAPS - digital goods and servicesNoYesNo20 USD1,000,000 CNY1,000,000 USDCut-off 3 PM China time
COPColombiaBank transferYesNoNo20 USD250,000 COP200,000 USD-
EURSEPA countriesSEPA Credit TransferYesYesYes20 USD20,000,000 EUR• Individual: 200,000 USD
• Business: 1,000,000 USD		Business days 07:00-14:30 CET
EURSEPA countriesSEPA InstantYesYesYes20 USD100,000 EUR• Individual: 200,000 USD
• Business: 1,000,000 USD		24/7
GBPUnited KingdomFaster PaymentsYesYesYes20 USD1,000,000 GBP• Individual: 200,000 USD
• Business: 1,000,000 USD		24/7
GBPUnited KingdomCHAPSYesYesYes20 USD1,183,150 GBP• Individual: 200,000 USD
• Business: 1,000,000 USD		Business days
HKDHong KongCHATS / FPSNoYesYes20 USD750,000 HKD1,000,000 USDBusiness days, cut-off 4 PM SGT
INRIndiaIMPS / UPIYesYesNo20 USD500,000 INR• Individual: 200,000 USD
• Business: 1,000,000 USD		24/7
INRIndiaNEFTYesYesNo20 USD1,500,000 INR• Individual: 200,000 USD
• Business: 1,000,000 USD		24/7
INRIndiaRTGSYesYesNo200,000 INR1,500,000 INR• Individual: 200,000 USD
• Business: 1,000,000 USD		24/7
KESKenyaBank transferYesNoNo20 USD999,999 KES200,000 USD-
MXNMexicoBank transferYesNoNo20 USD250,000 MXN200,000 USD-
NGNNigeriaBank transferYesNoNo20 USD30,000,000 NGN200,000 USD-
PHPPhilippinesInstaPayYesYesNo20 USD50,000 PHP• Individual: 200,000 USD
• Business: 1,000,000 USD		24/7
PHPPhilippinesPESONetYesYesNo20 USD• Individual: 50,000 USD
• Business: 250,000 USD		• Individual: 200,000 USD
• Business: 1,000,000 USD		Business days, cut-off 3:30 PM Philippines time
RWFRwandaBank transferYesNoNo20 USD10,000,000 RWF200,000 USD-
SGDSingaporeFASTNoYesYes20 USD200,000 SGD1,000,000 USD24/7
TZSTanzaniaBank transferYesNoNo20 USD150,000,000 TZS200,000 USD-
UGXUgandaBank transferYesNoNo20 USD36,000,000 UGX200,000 USD-
VNDVietnamNAPASYesYesYes20 USD499,999,999 VND• Individual: 200,000 USD
• Business: 1,000,000 USD		24/7
VNDVietnamCITADYesYesYes500,000,000 VND• Individual: 50,000 USD
• Business: 250,000 USD		• Individual: 200,000 USD
• Business: 1,000,000 USD		Business days
XAFCongo, GabonBank transferYesNoNo20 USD1,500,000 XAF (Congo); 10,000,000 XAF (Gabon)200,000 USD-
XOFBenin, Burkina Faso, Ivory Coast, Mali, Senegal, TogoBank transferYesNoNo20 USD1,500,000 XOF (Senegal: 200,000 XOF)200,000 USD-
ZARSouth AfricaBank transferYesNoNo20 USD500,000 ZAR200,000 USD-
ZMWZambiaBank transferYesNoNo20 USD100,000 ZMW200,000 USD-

SWIFT payouts

SWIFT payouts are available to business customers only. Payouts can be made to individual or business beneficiaries. Cut-off times are in Singapore time (SGT).

CurrencyDestinationPOBOMinimumMaximum per payoutMonthly limitCut-off
AEDAnyYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 6 PM SGT
AUDAustraliaYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 7 AM SGT
CADAnyYes10 USD250,000 USD1,000,000 USDBusiness days
CHFSwitzerlandYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 6 PM SGT
EURAnyYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 11 PM SGT
GBPAnyYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 11 PM SGT
HKDAnyYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 3 PM SGT
IDRAnyYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 5 PM SGT
INRAnyYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 5 PM SGT
JPYJapanYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 10:30 AM SGT
KRWSouth KoreaYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 11 AM SGT
MYRAnyYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 3:30 PM SGT
NGNNigeriaYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 6 PM SGT
PHPAnyYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 12:30 PM SGT
SGDAnyYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 5 PM SGT
THBAnyYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 11 AM SGT
TRYTurkeyYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 5:45 PM SGT
USDHong Kong, ChinaYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 4 AM SGT the next day
VNDAnyYes20 USD250,000 USD1,000,000 USDMon-Fri, cut-off 6 PM SGT

Always request a quote before creating a transfer. The quote validates the amount against the limits for the selected currency and rail.

Payment Routes

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Local payoutsSWIFT payouts